Flexible funding solutions without affecting your existing mortgage.

Second Charge Mortgages

Are you looking for a flexible way to raise funds for a property deposit, home improvements, or business expansion without impacting your existing mortgage?

Keep Your Existing Mortgage and Unlock New Funding

Coastway Commercial offers second charge mortgages (also known as second mortgages) and loans designed to provide you with the financial support you need while keeping your current mortgage arrangement intact. Our tailored solutions help you achieve your goals, whether for personal or business purposes.

Dot pattern
We offer two types of Second Charge Loans

What Are Second Charge Loans?

Second Charge Loans allow you to borrow money against the equity in your property without having to remortgage. This can be a great option for those who need funds for a new property, home renovations, or consolidating debt.

Secured Loans

For those looking for larger borrowing amounts and better interest rates, a secured loan places a second charge on your property. This means you can get the funds you need while keeping your current mortgage intact.

Unsecured Loans

An unsecured loan doesn’t involve your property but requires a Personal Guarantee or a Debenture over your business. This is ideal for business owners or those who don’t want to put their property at risk but still need access to funds.
We're Here To Help You

Why Choose Us for Your Second Charge Loan?

At Coastway Commercial, we will help you find the ideal second charge loan to meet your needs. Whether you want to fund a new property deposit, home improvements, or business expansion, we’re here to assist.

Our experienced advisors provide clear, straightforward advice and guide you through the entire process. We tailor our loan options to fit your financial situation, offering both secured and unsecured loans to suit your requirements.

We ensure a fast and efficient approval process, so you get the funds you need without delays. Contact us today to explore how a Second Charge Loan can help you achieve your financial goals.

Fast and efficient loan approval
Tailored solutions for your unique financial needs
Clear, expert guidance throughout the process
Let's Get Started

Contact us now. We'd love to discuss your financial needs.

Please use the form below to get in touch with us.
A member of the team will be in touch as soon as possible.
Dot pattern